Product Review of the Month

Relevant Life Insurance

Ageas Protect

Ageas Protect’s new individual policy provides relevant life insurance for employees outside a group scheme, allowing both employer and employee to benefit from the tax reliefs larger schemes enjoy. Both the employer and the employee must be resident in the UK. The policy pays out a lump sum on...

The Islands Health Plan

AXA PPP International

The Islands Health Plan is an international private medical insurance policy for those who live or work in the Channel Islands or Isle of Man. It is designed for individuals and SMEs (schemes with fewer than 150 members - above that a bespoke scheme is AXA PPP’s preferred route). Four versions...


Cigna UK HealthCare Benefits

OralHealth is a group dental insurance policy and Cigna has introduced a number of enhancements to it. Two new benefit levels have been added, taking the total options to five. Level 1 provides a low cost option for members who use an NHS dentist. Level 4 offers benefits between what are now...

Critical Illness Cover


Aegon says it is continuing its drive back to the top of the protection insurance market with improvements to its proposition. Enhancements to its critical illness cover include: * One new condition has been added, taking the total number of conditions covered to 43. The new condition is cardiac...



Denplan has relaunched its Lucent dental plan, introducing a range of improvements based on feedback from clients, intermediaries and the dental industry, it says. The changes include: * Benefits have been increased on all levels of cover. For example, the old 4, 5 and 6 benefit levels now apply...

Tony Levene: Lack of choice - the only aspect of private healthcare that is truly transparent

"The Competition Commission's market investigation is unlikely to change much for customers" Tony Levene