State and individuals should split care costs, say consumers

Majority think state should fund at least half of cost

The majority of older people believe the state should pay for at least half the cost of long-term care, according to research carried out by Partnership.

The Partnership Care Index reveals that among 75 to 85 year olds, when asked who should pay for residential care for those with sufficient equity in savings and property, 37% said the cost should be split equally between the individual and the state.

A further 16% said the state should pay three quarters and the individual pay the remaining quarter, while another 26% of respondents said taxpayers should fund the full cost of long-term care for everyone who needs it.

Across all age brackets of respondents, from 45 to 85 years old, 33% said the cost should be split 50:50, while 32% said the state should shoulder the entire cost. Only 5% thought individuals should pay for three quarters and the state a quarter, while just 13% thought the state should not contribute at all for those who could use their savings or sell their home to pay themselves.

Chris Horlick, managing director of care at Partnership, said the survey sends an important message to the Government while it finalises the details of the social care white paper.

He said: “The oldest are prepared to share the burdens of paying for their care and will consider a partnership funding arrangement between the state and individuals. This is in marked contrast to those who claim that the oldest should not shoulder the costs of care.

“The Government must demonstrate leadership and ensure there is a broad public debate about care funding.”

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